CNH Industrial Capital $600 Million Notes Analysis

CNH Industrial Capital $600 Million Notes Analysis

CNH Industrial Capital Announces New Debt Offering

CNH Industrial announced that its wholly owned subsidiary, CNH Industrial Capital LLC, has priced $600 million in aggregate principal amount of 4.950% notes due in 2031. The notes carry an issue price of 99.615%.

The company expects to close the offering on June 25, 2026, subject to customary closing conditions.

Purpose of the Offering

CNH Industrial Capital plans to add the net proceeds to its general funds. The company will use the funds for working capital and other corporate purposes.

In addition, CNH Industrial Capital may use the proceeds to purchase receivables and other business assets during normal operations. The company may also repay existing debt obligations as they mature.

Key Terms of the Notes

The notes represent senior unsecured obligations of CNH Industrial Capital LLC. They carry a fixed interest rate of 4.950% and mature on June 25, 2031.

Furthermore, the company will make interest payments twice a year on June 25 and December 25. The first payment is scheduled for December 25, 2026.

CNH Industrial Capital America LLC and New Holland Credit Company, LLC will guarantee the notes. Both companies operate as wholly owned subsidiaries of CNH Industrial Capital LLC.

Financial Institutions Supporting the Transaction

Several major financial institutions are managing the offering.

The joint book-running managers include:

  • BofA Securities, Inc.
  • Deutsche Bank Securities Inc.
  • Goldman Sachs & Co. LLC
  • Santander US Capital Markets LLC

Meanwhile, additional joint book-running managers include:

  • Intesa Sanpaolo IMI Securities Corp.
  • Mizuho Securities USA LLC
  • UniCredit Capital Markets LLC
  • Wells Fargo Securities, LLC

Offering Supports Financial Flexibility

The new debt issuance strengthens CNH Industrial Capital’s funding strategy. Moreover, it provides additional liquidity to support business operations and future financing needs.

As a result, the company can maintain financial flexibility while supporting ongoing growth initiatives and asset purchases.

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